Some cookies may be necessary for the website to function properly. Other cookies, where used, may support analytics, preferences, security or marketing.
1. Introduction
This Cookie Policy applies to the LoanPayBima website and explains how LoanPayBima, operated by HRK Enterprises, may use cookies and similar technologies when users browse or interact with the platform.
This policy should be read together with the LoanPayBima Privacy Policy, Terms & Conditions and Disclaimer.
3. Why We May Use Cookies
4. Types of Cookies We May Use
| Cookie Category | Purpose | Typical Status |
|---|---|---|
| Strictly Necessary Cookies | Support core website operation, security, login, forms and session management. | Usually required |
| Functional Cookies | Remember user choices and improve convenience or personalisation. | Optional where applicable |
| Analytics Cookies | Help understand traffic, device type, page visits and website performance. | Consent-based where required |
| Advertising or Marketing Cookies | May support campaign measurement, remarketing or relevant advertising. | Consent-based where used |
| Security Cookies | Help prevent fraud, abuse, unauthorised access and suspicious activity. | Usually required |
5. Similar Technologies
LoanPayBima may also use similar technologies such as local storage, pixels, tags, scripts, device identifiers or server logs for website operation, security, analytics and communication purposes.
6. Third-Party Cookies and Services
Some website functions may involve third-party tools or service providers, including hosting, analytics, security, payment, communication, advertising, embedded content or social-media services.
Such third parties may place or read cookies according to their own privacy policies and cookie practices. LoanPayBima does not control every cookie placed by an external provider.
7. Cookie Consent
Where required, LoanPayBima may display a cookie banner or consent control allowing users to accept, reject or manage non-essential cookies.
Strictly necessary cookies may remain active because they are required for security, core functionality or service delivery.
8. Managing or Disabling Cookies
Users may manage cookies through their browser settings. Most browsers allow users to view, delete, block or limit cookies.
- Delete existing cookies stored on the device
- Block all cookies or selected categories
- Restrict third-party cookies
- Receive a warning before cookies are stored
- Clear browsing data after a session
9. Impact of Disabling Cookies
Blocking or deleting cookies may affect certain features of the website. Login sessions, forms, dashboards, preference settings, security checks or other functions may not work properly.
10. Cookie Retention
Some cookies may remain only for the current browsing session, while others may remain for a longer period depending on their purpose, configuration and the applicable service provider.
Cookie retention periods may change as website tools, plugins, service providers or security requirements are updated.
11. Privacy and Personal Data
Where information collected through cookies can identify or relate to a user, it will be handled in accordance with the LoanPayBima Privacy Policy and applicable law.
LoanPayBima does not use cookies to request or store sensitive credentials such as OTPs, ATM PINs, UPI PINs, CVVs or internet-banking passwords.
12. Children's Privacy
LoanPayBima services are not designed for use by children acting independently in relation to financial or insurance products. Where applicable, a parent, guardian or authorised adult should provide consent and supervision.
13. Updates to This Cookie Policy
LoanPayBima may update this Cookie Policy when website technologies, plugins, service providers, legal requirements or business practices change. The revised version will be published on this page with an updated revision date.
14. Frequently Asked Questions
Are all cookies optional?
No. Some strictly necessary cookies may be required for website security, login sessions, forms and core functionality.
Can I delete cookies from my device?
Yes. Cookies can generally be deleted or blocked through browser settings, although some website features may then work differently.
Does LoanPayBima use advertising cookies?
Advertising or marketing cookies may be used only where such tools are enabled. Where required, non-essential cookies should be controlled through consent.
Do cookies contain my banking password or PIN?
LoanPayBima does not use cookies to request or store OTPs, UPI PINs, ATM PINs, CVVs or internet-banking passwords.
15. Contact Information
Platform: LoanPayBima
Business Entity: HRK Enterprises
Address:
In Front of the Bus Stand,
Karanja, District Washim,
Maharashtra – 444105, India
Mobile: +91 77209 56108
Email: support@loanpaybima.in
Website: https://loanpaybima.in
Users may control non-essential cookies through available consent tools or browser settings. Disabling necessary cookies may affect website functionality.