Terms & Conditions

1. Introduction

These Terms & Conditions govern the use of LoanPayBima, an independent technology platform that assists users with insurance, loan, banking and partner services. LoanPayBima is not an insurance company, bank, NBFC or lender.

2. Services

• Insurance Assistance
• Loan Assistance
• Credit Cards
• Banking Products
• Partner Program
• Document Collection & CRM Support

3. User Responsibilities

• Provide accurate information.
• Upload genuine documents only.
• Do not misuse the platform.

4. Acceptable Use

You must not attempt hacking, malware distribution, fake lead submission, scraping, spam, copyright infringement, or unauthorized access.

5. Intellectual Property & Copyright

All logos, branding, website design, graphics, content, and source code belong to LoanPayBima or their respective owners and may not be copied without permission.

6. Third-Party Services

Policies, loans, and financial products are offered by authorized insurance companies, banks, NBFCs, and other partners. Final approval, pricing, underwriting, and claims remain with those providers.

7. Limitation of Liability

LoanPayBima acts as a facilitation platform and shall not be liable for third-party decisions, delays, claim outcomes, or lending approvals.

8. Suspension & Termination

Accounts may be suspended for fraud, fake documents, misuse, or violation of these terms.

9. Governing Law

These Terms are governed by the laws of India.

10. Contact