This Policy explains copyright ownership, permitted use of LoanPayBima materials, infringement reporting, counter-notice requirements and enforcement procedures.
LoanPayBima respects valid intellectual property rights. Users, partners and visitors must not upload, copy, publish, distribute or commercially exploit copyrighted material without permission or lawful authority.
The term “DMCA” commonly refers to the United States Digital Millennium Copyright Act. LoanPayBima operates in India, so complaints may also be handled under applicable Indian law and other relevant legal requirements.
This Policy establishes a transparent process for protecting copyright and responding to alleged infringement.
Safeguard website, software, content and marketing assets.
Provide a clear process for valid copyright complaints.
Allow review, removal and counter-notice where appropriate.
Unless otherwise stated, original LoanPayBima materials are owned by or lawfully licensed to HRK Enterprises.
Accessing or using LoanPayBima does not transfer copyright ownership or grant an unrestricted right to copy, modify or distribute its materials.
Copyright protection may apply to original expression in digital, written, visual and technical materials.
Website code, software, dashboard components and original integrations.
Articles, legal documents, training modules, FAQs and service content.
Original images, videos, graphics, presentations and promotional creatives.
Original visual arrangements, dashboard designs, templates and reports.
Limited use is allowed for genuine personal, customer or authorised partner purposes.
Users must not misuse, copy or commercially exploit protected material.
A copyright owner or authorised representative may submit a written complaint.
Describe the original work claimed to be infringed.
Provide the exact URL, page, screenshot or location.
Include the complainant's name, email, phone and proof of authority.
Confirm good faith, accuracy and authority to act.
Email the complete complaint to support@loanpaybima.in.
An effective complaint should include enough information for verification and review.
Submitting a knowingly false, misleading or fraudulent copyright complaint may result in rejection and possible legal consequences.
LoanPayBima may review complaints and take proportionate action.
| Possible Action | When It May Apply |
|---|---|
| Request More Information | Complaint is incomplete or ownership is unclear. |
| Temporarily Restrict Content | Urgent review or credible risk of infringement. |
| Remove or Disable Content | Complaint appears valid or removal is legally required. |
| Notify the Content Provider | Where notice is appropriate and legally permissible. |
| Restore Content | Counter-notice succeeds or complaint is withdrawn or rejected. |
| Reject Complaint | Insufficient, inaccurate, abusive or unsupported complaint. |
A person whose content was removed may submit a counter-notice where they believe the removal resulted from error or misidentification.
LoanPayBima may seek legal advice, request more information or decline restoration where a dispute requires formal legal determination.
Accounts repeatedly involved in valid infringement complaints may face stronger enforcement.
May apply to a first or minor verified incident.
May apply during investigation or after repeated misuse.
May apply to serious, deliberate or repeated infringement.
Partners may use official LoanPayBima materials only for authorised partner activities.
Third-party logos, names, images, product descriptions and other content remain the property of their respective owners.
References to insurance companies, banks, NBFCs, payment gateways or service providers do not transfer ownership of their copyrighted or trademarked materials to LoanPayBima.
LoanPayBima may take legal and technical action to protect its rights and comply with valid claims.
LoanPayBima protects its original and lawfully licensed material while recognising the rights of third-party owners. The platform does not claim ownership of third-party copyrights or trademarks.
LoanPayBima is an independent technology, CRM, lead-generation, document-assistance and customer-support platform operated by HRK Enterprises. It is not an insurer, insurance broker, bank, NBFC, lender or financial institution.
No. Copying, republishing or commercially using protected content requires prior written permission or a lawful licence.
Only approved partners may use authorised materials for approved activities. Other use requires permission.
Send a complete written complaint with ownership proof, exact URLs and declarations to support@loanpaybima.in.
The complaint may be reviewed, additional information may be requested, and content may be restricted or removed where appropriate.
It may be restored after a valid counter-notice, withdrawal of the complaint or determination that removal was not required.
LoanPayBima may update this Policy to reflect platform, legal, operational or copyright-related developments.
Continued use of LoanPayBima after an update means acceptance of the revised Policy, subject to applicable law.
Submit copyright complaints, counter-notices or related questions using the details below.